GIRSANG, F. J.; PURNAMA, E. D. The effect of financial literacy, financial experience, financial self-efficacy on consumption behavior with financial technology as a mediating variable in the millennial generation. Journal of Multidisciplinary Academic Business Studies, [S. l.], v. 2, n. 2, p. 417–435, 2025. DOI: 10.35912/jomabs.v2i2.2695. Disponível em: https://goodwoodpub.com/index.php/JoMABS/article/view/2695. Acesso em: 11 sep. 2025.