DEVI, S.; ARAFAT, Y.; MALIAH, M. The effect of using e-money and self-control on student financial management. Journal of Multidisciplinary Academic and Practice Studies, [S. l.], v. 2, n. 3, p. 501–511, 2024. DOI: 10.35912/jomaps.v2i3.2327. Disponível em: https://goodwoodpub.com/index.php/JoMAPS/article/view/2327. Acesso em: 2 aug. 2025.