The influence of individual characteristics and work discipline on the performance of PT employees Bank Syariah Indonesia Palopo Branch

https://doi.org/10.35912/josfe.v1i1.3330
Published: Aug 15, 2025

Abstract:

Purpose: This study examines and analyzes the effects of individual characteristics and work discipline on employee performance at PT Bank Syariah Indonesia (BSI) Tbk Palopo Branch.

Methodology: This study used a quantitative research with a descriptive approach. The population in this study comprised all employees working at PT. Bank Syariah Indonesia(BSI) Tbk Palopo Branch. Thirty-five samples were used in this study amounted to 35 people. The data analysis techniques used were descriptive statistical tests, classical assumption tests, and multiple regression analysis.

Results: The findings reveal that (1) individual characteristics have a positive and significant effect on employee performance; (2) work discipline has a positive and significant effect on employee performance; and (3) both variables simultaneously have a positive and significant effect, contributing 43.20% to performance, while the remaining 56.80% is influenced by other factors not examined in this study.

Conclusions: Employee performance in Islamic banking can be enhanced by strengthening both individual characteristics and work discipline.

Limitations: This study was limited to a single branch with a relatively small sample size, which reduced the generalizability of the results. Only two independent variables were examined, leaving other potential determinants of performance unexamined.

Contribution: This study provides valuable insights into the factors influencing employee performance in the Indonesian banking sector, specifically in the context of Islamic banking. Savings products, especially for BMTs which are still relatively small.

Keywords:
1. Employee Performance
2. Individual Characteristics
3. Work Discipline
Authors:
1 . Adil Adil
University of Muhammadiyah, Palopo, South Sulawesi, Indonesia
2 . Marhani Marhani
University of Muhammadiyah, Palopo, South Sulawesi, Indonesia
3 . Imelda Rosa
University of Muhammadiyah, Palopo, South Sulawesi, Indonesia
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Issue & Section
Vol. 1 No. 1 (2025): January
Articles
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References

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    Adil, A., Patang, P., & Sukainah, A. (2020). Sintesis Kulit Ubi Kayu (manihot esculenta) Sebagai Bahan Dasar Pembuatan Kemasan Biodegradable. Jurnal Pendidikan Teknologi Pertanian.

    Adil, A., Sapar, S., & Jasman, J. (2020). PENGARUH MOTIVASI KERJA TERHADAP PRODUKTIVITAS KERJA KARYAWAN PADA PT. ADIRA FINANCE CABANG PALOPO. Dinamis: Journal of Islamic Management and Bussiness, 3(1).

    Adil, A., Sapar, S., & Jasman, J. (2023). The effect of job appraisal and job training 0n employee performance at PT. Bank Sulselbar Luwu. Journal of Multidisciplinary Academic Business Studies, 1(1), 91-98.

    Adil, S., Sy, M., Adil, S., Sy, M., Suardi, S., & MM, A. (2023). Analisis Faktor-Faktor Yang Menentukan Loyalitas Karyawan Pada PDAM Kota Palopo. ANALISIS FAKTOR-FAKTOR YANG MENENTUKAN LOYALITAS KARYAWAN PADA PDAM KOTA PALOPO, 4(2), 1439-1448.

    Airout, R. M., Maharmah, M. H. M., & Mustafa, J. A. (2024). HRM and corporate Islamic finance: A hybrid literature review from the Web of Science database. Human Systems Management, 01672533251322395. doi:https://doi.org/10.1177/01672533251322395

    Aisha, A., Kuspriandai, D., & Prasetyaningtyas, S. W. (2024). The Sustainable Human Resources Strategy Post-Merger: Case From Sharia Banking Employees In Jakarta. Paper presented at the E3S Web of Conferences.

    Anwar, H., Adil, A., & Suardi, A. (2023). Pengaruh Keselamatan Dan Kesehatan Kerja Terhadap Produktivitas Kerja Karyawan Pada PT. Bumi Mineral Sulawesi. SEIKO: Journal of Management & Business, 6(1), 536-544.

    Anwar, S. M., Goso, G., & Adil, A. (2017). KKN-PPM Penguatan Ekonomi Desa melalui BUMDES di Desa Poreang Kecamatan Tana Lili Kabupaten Luwu Utara Sulawesi Selatan. RESONA: Jurnal Ilmiah Pengabdian Masyarakat, 1(1).

    Auwal Gano, A., Abdullahi, N., Lawan Adam, Z., & Setyawan, C. E. (2024). Integrating Islamic principles into human resource management: Advancing organizational success through Islamic education and ethical practices. Tadibia Islamika, 4(2), 62-74. doi:https://doi.org/10.28918/tadibia.v4i2.9125

    Damanik, D. S., & Sitompul, P. (2022). Pengaruh Motivasi Kerja Dan Kompensasi Kerja Terhadap Kinerja Karyawan Pada Perusahaan Daerah Pasar Horas Jaya. Paper presented at the Seminar Nasional Manajemen dan Akuntansi.

    Fernando, L., & Surjandari, D. A. (2021). The impact of internal control, cultural control, incentives, and work discipline on employee performance (Case study in PT Lestari Jaya Raya). Annals of Management and Organization Research, 2(3), 209-223.

    Fitra Azkiya, F. (2021). Optimization Of Human Resources Management In Islamic Banking. JPS (Jurnal Perbankan Syariah), 2(2). doi:https://doi.org/10.46367/jps.v2i2.375

    Ghozali, I. (2006). Aplikasi analisis multivariate dengan program SPSS: Badan Penerbit Universitas Diponegoro.

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    Harsono, Y. (2024). The Influence of Work Discipline and Motivation on Employee Performance. IJESS International Journal of Education and Social Science, 5(2), 229-235. doi:https://doi.org/10.56371/ijess.v5i2.327

    Helpi, H., Adil, A., & Suardi, A. (2023). Analisis Kemampuan Kerja, Dan Pengalaman Kerja Terhadap Kinerja Sdm Pada Umkm Meubel Di Kabupaten Luwu Utara Kecamatan Malangke Barat (Desa Cenning). SEIKO: Journal of Management & Business, 6(1), 510-520.

    Iskamto, D. (2021). Stress and Its Impact on Employee Performance. International Journal of Social and Management Studies, 2(3), 142 - 148. doi:https://doi.org/10.5555/ijosmas.v2i3.42

    Khiavi, F. F., Dashti, R., & Mokhtari, S. (2016). Association between organizational commitment and personality traits of faculty members of Ahvaz Jundishapur University of Medical Sciences. Electronic physician, 8(3), 2129. doi:https://doi.org/10.19082/2129

    Kurniawan, E., Ritonga, I., & Nurhayati, N. (2023). New Culture Integration in the Merger of Bank Syariah Indonesia (BSI). International Journal of Engineering Business and Social Science, 2(01), 769-783. doi:https://doi.org/10.58451/ijebss.v2i01.107

    Kurniawati, K. (2023). New Organizational Culture on Work Motivation and Employee Performance Post-Merger. Widya Balina, 8(1), 618-623. doi:https://doi.org/10.53958/wb.v8i1.255

    Kusnadi, N. S., Oktavia, R., Sukmasari, D., & Yuliansyah, Y. (2022). Pengaruh Partisipasi Penganggaran terhadap Kesenjangan Anggaran dengan Komunikasi sebagai Variabel Moderasi: Studi Perusahaan di Batam (The Effect of Bugdeting Participation to Budgetary Slack with Communication as Intervening Variable: Studies in Batam Companies). Jurnal Akuntansi, Keuangan, dan Manajemen, 3(1), 31-49.

    Lani, L. R., Hutajulu, H., & Mollet, J. A. (2025). Analysis of human resource development in improving employee performance productivity Regional Financial and Asset Management Agency (BPKAD) Papua Province. Journal of Multidisciplinary Academic and Practice Studies, 3(3), 481-494. doi:10.35912/jomaps.v3i3.3114

    Lisdayanti, L., Adil, A., & Suardi, A. (2023). Pengaruh Reward Dan Punishment Terhadap Kinerja Pegawai Kantor Bappelitbangda Kab. Luwu Utara. SEIKO: Journal of Management & Business, 6(1), 199-208.

    Maliah, M., Hidayat, T., Hendri, E., & Novalia, N. (2025). The influence of human resource competence and work ethic on the professionalism of employees at the Large Drug and Food Inspection Center in Palembang. Journal of Multidisciplinary Academic and Practice Studies, 3(3), 721-732. doi:https://doi.org/10.35912/jomaps.v3i3.3290

    Mangkunegara. (2025). Manajemen sumber daya manusia perusahaan. Retrieved from https://library.stik-ptik.ac.id/detail?id=49332&lokasi=lokal

    Maulana, H., Wibisono, C., & Sarmini, S. (2024). The influence of communication, teamwork and work culture on the performance of employees of the regional procurement bureau of goods and services of Riau Islands Province with self-efficacy as intervening variables. Journal of Multidisciplinary Academic and Practice Studies, 2(4), 275-302. doi:10.35912/jomaps.v2i4.2429

    Muhson, A. (2009). Diktat Aplikasi Komputer. Yogyakarta: Universitas Negeri Yogyakarta.

    Ningwati, G., Septiyanti, R., & Desriani, N. (2022). Pengaruh Environment, Social and Governance Disclosure terhadap Kinerja Perusahaan. Goodwood Akuntansi dan Auditing Reviu, 1(1), 67-78.

    Nurlaila, N., Ratnasari, S. L., Harsasi, M., & Sultan, Z. (2025). Bridging Ethics and Commitment: The Mediating Role of Islamic Work Values in Sharia Banking. Society, 13(2), 707-724. doi:https://doi.org/10.33019/society.v13i2.840

    Pramono, A., & Suhendi, A. (2023). Analisis Kinerja Pegawai Ditinjau dari Indikator Disiplin dan Motivasi (Studi Kasus Pada Unit Pelaksana Teknis Dinas Penyuluhan Pertanian Kecamatan Negara Batin Kabupaten Way Kanan). Jurnal Relevansi: Ekonomi, Manajemen dan Bisnis, 7(1), 13-24.

    Putra, N. P., & Cahyo, S. B. (2021). Pengaruh Komitmen Organisasi Dan Motivasi Kerja Terhadap Kinerja Karyawan Pada Pt. Juang Jaya Abdi Alam Kabupaten Lampung Selatan. Jurnal Relevansi: Ekonomi, Manajemen dan Bisnis, 5(2), 62-75.

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    Putra, N. P. P., & Febriansyah, A. W. (2020). Pengaruh Pengawasan Dan Penghargaan Terhadap Kinerja Karyawan Pada PT. Tunas Dwipa Matra Lampung. Jurnal Relevansi: Ekonomi, Manajemen dan Bisnis, 4(2), 14-27.

    Retraubun, R. I., Mollet, J. A., & Ngutra, R. N. (2025). Analysis of the effectiveness of budget management of Additional Employee Income (TPP) at the Youth and Sports Office of Papua Province. Journal of Multidisciplinary Academic and Practice Studies, 3(2), 417-429. doi:https://doi.org/10.35912/jomaps.v3i2.3078

    Sam, H., Suardi, A., & Adil, A. (2023). Analisis Dampak Komunikasi, Lingkungan Kerja, Dan Motivasi Kerja Terhadap Kinerja Pegawai. Jesya (Jurnal Ekonomi dan Ekonomi Syariah), 6(2), 1327-1336.

    Samidi, S., Maarif, M. S., Saptono, I. T., & Arsyianti, L. D. (2023). Transforming talent management as a game changer for firm competitiveness of Islamic banks. Cogent Business & Management, 10(3), 2257590. doi:https://doi.org/10.1080/23311975.2023.2257590

    Sodiq, A., Tri Ratnasari, R., & Mawardi, I. (2024). Analysis of the effect of Islamic Leadership and Job Satisfaction on sharia engagement and employee performance of Islamic Banks in Indonesia. Cogent Business & Management, 11(1), 2362772. doi:https://doi.org/10.1080/23311975.2024.2362772

    Suganda, M. I. (2024). The influence of leadership, work environment, organisational commitment with job satisfaction as an intervening variable on the work motivation of employees of the regional financial and asset management agency in Karimun District. Journal of Multidisciplinary Academic and Practice Studies, 2(4), 427-449. doi:https://doi.org/10.35912/jomaps.v2i4.2516

    Sugiyono, P. (2017). Metode penelitian bisnis: pendekatan kuantitatif, kualitatif, kombinasi, dan R&D. Penerbit CV. Alfabeta: Bandung, 225, 87.

    Yasin, N., Adil, A., & Suardi, A. (2023). Pengaruh Pelatihan Kerja Dan Disiplin Kerja Terhadap Produktivitas Kerja Karyawan Pada PT. PLN (Persero) ULP Belopa. SEIKO: Journal of Management & Business, 6(1), 434-441.

    Zaeni, N., Walda, W., & Ayu, M. (2023). The Impact of Motivation and Work Discipline on Employee Performance. Advances: Jurnal Ekonomi & Bisnis, 1(2), 87 - 98. doi:https://doi.org/10.60079/ajeb.v1i2.93

    Zaskia, D., Sukri, S., & Basir, A. (2025). The influence of work discipline and workload on employee performance Andi Djemma RPH, North Luwu Regency. Journal of Multidisciplinary Academic and Practice Studies, 3(3), 677-688. doi:https://doi.org/10.35912/jomaps.v3i3.3186

    Zulkifli, Z., Purwati, A. A., Renaldo, N., Hamzah, Z., & Hamzah, M. L. (2023). Employee performance of Sharia Bank in Indonesia: The mediation of organizational innovation and knowledge sharing. Cogent Business & Management, 10(3), 2273609. doi:https://doi.org/10.1080/23311975.2023.2273609

  1. Abdelwahed, N. A. A., Al Doghan, M. A., Saraih, U. N., & Soomro, B. A. (2025). Unleashing potential: Islamic leadership’s influence on employee performance via Islamic organizational values, organizational culture and work motivation. International Journal of Law and Management, 67(2), 165-190. doi:https://doi.org/10.1108/IJLMA-01-2024-0019
  2. Adil, A., Patang, P., & Sukainah, A. (2020). Sintesis Kulit Ubi Kayu (manihot esculenta) Sebagai Bahan Dasar Pembuatan Kemasan Biodegradable. Jurnal Pendidikan Teknologi Pertanian.
  3. Adil, A., Sapar, S., & Jasman, J. (2020). PENGARUH MOTIVASI KERJA TERHADAP PRODUKTIVITAS KERJA KARYAWAN PADA PT. ADIRA FINANCE CABANG PALOPO. Dinamis: Journal of Islamic Management and Bussiness, 3(1).
  4. Adil, A., Sapar, S., & Jasman, J. (2023). The effect of job appraisal and job training 0n employee performance at PT. Bank Sulselbar Luwu. Journal of Multidisciplinary Academic Business Studies, 1(1), 91-98.
  5. Adil, S., Sy, M., Adil, S., Sy, M., Suardi, S., & MM, A. (2023). Analisis Faktor-Faktor Yang Menentukan Loyalitas Karyawan Pada PDAM Kota Palopo. ANALISIS FAKTOR-FAKTOR YANG MENENTUKAN LOYALITAS KARYAWAN PADA PDAM KOTA PALOPO, 4(2), 1439-1448.
  6. Airout, R. M., Maharmah, M. H. M., & Mustafa, J. A. (2024). HRM and corporate Islamic finance: A hybrid literature review from the Web of Science database. Human Systems Management, 01672533251322395. doi:https://doi.org/10.1177/01672533251322395
  7. Aisha, A., Kuspriandai, D., & Prasetyaningtyas, S. W. (2024). The Sustainable Human Resources Strategy Post-Merger: Case From Sharia Banking Employees In Jakarta. Paper presented at the E3S Web of Conferences.
  8. Anwar, H., Adil, A., & Suardi, A. (2023). Pengaruh Keselamatan Dan Kesehatan Kerja Terhadap Produktivitas Kerja Karyawan Pada PT. Bumi Mineral Sulawesi. SEIKO: Journal of Management & Business, 6(1), 536-544.
  9. Anwar, S. M., Goso, G., & Adil, A. (2017). KKN-PPM Penguatan Ekonomi Desa melalui BUMDES di Desa Poreang Kecamatan Tana Lili Kabupaten Luwu Utara Sulawesi Selatan. RESONA: Jurnal Ilmiah Pengabdian Masyarakat, 1(1).
  10. Auwal Gano, A., Abdullahi, N., Lawan Adam, Z., & Setyawan, C. E. (2024). Integrating Islamic principles into human resource management: Advancing organizational success through Islamic education and ethical practices. Tadibia Islamika, 4(2), 62-74. doi:https://doi.org/10.28918/tadibia.v4i2.9125
  11. Damanik, D. S., & Sitompul, P. (2022). Pengaruh Motivasi Kerja Dan Kompensasi Kerja Terhadap Kinerja Karyawan Pada Perusahaan Daerah Pasar Horas Jaya. Paper presented at the Seminar Nasional Manajemen dan Akuntansi.
  12. Fernando, L., & Surjandari, D. A. (2021). The impact of internal control, cultural control, incentives, and work discipline on employee performance (Case study in PT Lestari Jaya Raya). Annals of Management and Organization Research, 2(3), 209-223.
  13. Fitra Azkiya, F. (2021). Optimization Of Human Resources Management In Islamic Banking. JPS (Jurnal Perbankan Syariah), 2(2). doi:https://doi.org/10.46367/jps.v2i2.375
  14. Ghozali, I. (2006). Aplikasi analisis multivariate dengan program SPSS: Badan Penerbit Universitas Diponegoro.
  15. Goodwood, A. P., Aini, N., Shafitranata, S., Madyoningrum, A. W., & Octavia, R. (2023). Pengaruh Reward, Punishment, dan Budaya Organisasi terhadap Kinerja Mitra PT Hannas Fantastic Tour. Reviu Akuntansi, Manajemen, dan Bisnis, 3(2), 151-160.
  16. Harsono, Y. (2024). The Influence of Work Discipline and Motivation on Employee Performance. IJESS International Journal of Education and Social Science, 5(2), 229-235. doi:https://doi.org/10.56371/ijess.v5i2.327
  17. Helpi, H., Adil, A., & Suardi, A. (2023). Analisis Kemampuan Kerja, Dan Pengalaman Kerja Terhadap Kinerja Sdm Pada Umkm Meubel Di Kabupaten Luwu Utara Kecamatan Malangke Barat (Desa Cenning). SEIKO: Journal of Management & Business, 6(1), 510-520.
  18. Iskamto, D. (2021). Stress and Its Impact on Employee Performance. International Journal of Social and Management Studies, 2(3), 142 - 148. doi:https://doi.org/10.5555/ijosmas.v2i3.42
  19. Khiavi, F. F., Dashti, R., & Mokhtari, S. (2016). Association between organizational commitment and personality traits of faculty members of Ahvaz Jundishapur University of Medical Sciences. Electronic physician, 8(3), 2129. doi:https://doi.org/10.19082/2129
  20. Kurniawan, E., Ritonga, I., & Nurhayati, N. (2023). New Culture Integration in the Merger of Bank Syariah Indonesia (BSI). International Journal of Engineering Business and Social Science, 2(01), 769-783. doi:https://doi.org/10.58451/ijebss.v2i01.107
  21. Kurniawati, K. (2023). New Organizational Culture on Work Motivation and Employee Performance Post-Merger. Widya Balina, 8(1), 618-623. doi:https://doi.org/10.53958/wb.v8i1.255
  22. Kusnadi, N. S., Oktavia, R., Sukmasari, D., & Yuliansyah, Y. (2022). Pengaruh Partisipasi Penganggaran terhadap Kesenjangan Anggaran dengan Komunikasi sebagai Variabel Moderasi: Studi Perusahaan di Batam (The Effect of Bugdeting Participation to Budgetary Slack with Communication as Intervening Variable: Studies in Batam Companies). Jurnal Akuntansi, Keuangan, dan Manajemen, 3(1), 31-49.
  23. Lani, L. R., Hutajulu, H., & Mollet, J. A. (2025). Analysis of human resource development in improving employee performance productivity Regional Financial and Asset Management Agency (BPKAD) Papua Province. Journal of Multidisciplinary Academic and Practice Studies, 3(3), 481-494. doi:10.35912/jomaps.v3i3.3114
  24. Lisdayanti, L., Adil, A., & Suardi, A. (2023). Pengaruh Reward Dan Punishment Terhadap Kinerja Pegawai Kantor Bappelitbangda Kab. Luwu Utara. SEIKO: Journal of Management & Business, 6(1), 199-208.
  25. Maliah, M., Hidayat, T., Hendri, E., & Novalia, N. (2025). The influence of human resource competence and work ethic on the professionalism of employees at the Large Drug and Food Inspection Center in Palembang. Journal of Multidisciplinary Academic and Practice Studies, 3(3), 721-732. doi:https://doi.org/10.35912/jomaps.v3i3.3290
  26. Mangkunegara. (2025). Manajemen sumber daya manusia perusahaan. Retrieved from https://library.stik-ptik.ac.id/detail?id=49332&lokasi=lokal
  27. Maulana, H., Wibisono, C., & Sarmini, S. (2024). The influence of communication, teamwork and work culture on the performance of employees of the regional procurement bureau of goods and services of Riau Islands Province with self-efficacy as intervening variables. Journal of Multidisciplinary Academic and Practice Studies, 2(4), 275-302. doi:10.35912/jomaps.v2i4.2429
  28. Muhson, A. (2009). Diktat Aplikasi Komputer. Yogyakarta: Universitas Negeri Yogyakarta.
  29. Ningwati, G., Septiyanti, R., & Desriani, N. (2022). Pengaruh Environment, Social and Governance Disclosure terhadap Kinerja Perusahaan. Goodwood Akuntansi dan Auditing Reviu, 1(1), 67-78.
  30. Nurlaila, N., Ratnasari, S. L., Harsasi, M., & Sultan, Z. (2025). Bridging Ethics and Commitment: The Mediating Role of Islamic Work Values in Sharia Banking. Society, 13(2), 707-724. doi:https://doi.org/10.33019/society.v13i2.840
  31. Pramono, A., & Suhendi, A. (2023). Analisis Kinerja Pegawai Ditinjau dari Indikator Disiplin dan Motivasi (Studi Kasus Pada Unit Pelaksana Teknis Dinas Penyuluhan Pertanian Kecamatan Negara Batin Kabupaten Way Kanan). Jurnal Relevansi: Ekonomi, Manajemen dan Bisnis, 7(1), 13-24.
  32. Putra, N. P., & Cahyo, S. B. (2021). Pengaruh Komitmen Organisasi Dan Motivasi Kerja Terhadap Kinerja Karyawan Pada Pt. Juang Jaya Abdi Alam Kabupaten Lampung Selatan. Jurnal Relevansi: Ekonomi, Manajemen dan Bisnis, 5(2), 62-75.
  33. Putra, N. P., & Pradana, M. R. A. (2022). Pengaruh Budaya Kerja dan Lingkungan Kerja terhadap Kinerja Pegawai Pada Kantor Sekretariat DPRD Kabupaten Way Kanan. Jurnal Relevansi: Ekonomi, Manajemen dan Bisnis, 6(1), 27-41.
  34. Putra, N. P. P., & Febriansyah, A. W. (2020). Pengaruh Pengawasan Dan Penghargaan Terhadap Kinerja Karyawan Pada PT. Tunas Dwipa Matra Lampung. Jurnal Relevansi: Ekonomi, Manajemen dan Bisnis, 4(2), 14-27.
  35. Retraubun, R. I., Mollet, J. A., & Ngutra, R. N. (2025). Analysis of the effectiveness of budget management of Additional Employee Income (TPP) at the Youth and Sports Office of Papua Province. Journal of Multidisciplinary Academic and Practice Studies, 3(2), 417-429. doi:https://doi.org/10.35912/jomaps.v3i2.3078
  36. Sam, H., Suardi, A., & Adil, A. (2023). Analisis Dampak Komunikasi, Lingkungan Kerja, Dan Motivasi Kerja Terhadap Kinerja Pegawai. Jesya (Jurnal Ekonomi dan Ekonomi Syariah), 6(2), 1327-1336.
  37. Samidi, S., Maarif, M. S., Saptono, I. T., & Arsyianti, L. D. (2023). Transforming talent management as a game changer for firm competitiveness of Islamic banks. Cogent Business & Management, 10(3), 2257590. doi:https://doi.org/10.1080/23311975.2023.2257590
  38. Sodiq, A., Tri Ratnasari, R., & Mawardi, I. (2024). Analysis of the effect of Islamic Leadership and Job Satisfaction on sharia engagement and employee performance of Islamic Banks in Indonesia. Cogent Business & Management, 11(1), 2362772. doi:https://doi.org/10.1080/23311975.2024.2362772
  39. Suganda, M. I. (2024). The influence of leadership, work environment, organisational commitment with job satisfaction as an intervening variable on the work motivation of employees of the regional financial and asset management agency in Karimun District. Journal of Multidisciplinary Academic and Practice Studies, 2(4), 427-449. doi:https://doi.org/10.35912/jomaps.v2i4.2516
  40. Sugiyono, P. (2017). Metode penelitian bisnis: pendekatan kuantitatif, kualitatif, kombinasi, dan R&D. Penerbit CV. Alfabeta: Bandung, 225, 87.
  41. Yasin, N., Adil, A., & Suardi, A. (2023). Pengaruh Pelatihan Kerja Dan Disiplin Kerja Terhadap Produktivitas Kerja Karyawan Pada PT. PLN (Persero) ULP Belopa. SEIKO: Journal of Management & Business, 6(1), 434-441.
  42. Zaeni, N., Walda, W., & Ayu, M. (2023). The Impact of Motivation and Work Discipline on Employee Performance. Advances: Jurnal Ekonomi & Bisnis, 1(2), 87 - 98. doi:https://doi.org/10.60079/ajeb.v1i2.93
  43. Zaskia, D., Sukri, S., & Basir, A. (2025). The influence of work discipline and workload on employee performance Andi Djemma RPH, North Luwu Regency. Journal of Multidisciplinary Academic and Practice Studies, 3(3), 677-688. doi:https://doi.org/10.35912/jomaps.v3i3.3186
  44. Zulkifli, Z., Purwati, A. A., Renaldo, N., Hamzah, Z., & Hamzah, M. L. (2023). Employee performance of Sharia Bank in Indonesia: The mediation of organizational innovation and knowledge sharing. Cogent Business & Management, 10(3), 2273609. doi:https://doi.org/10.1080/23311975.2023.2273609