FIRDAUS, A. .; MILISANI, M. .; JATI, P. . Digital Transformation Strategies of Rural Banks in Depok in Response to Fintech Disruption. Annals of Human Resource Management Research, [S. l.], v. 6, n. 1, p. 353–366, 2026. DOI: 10.35912/ahrmr.v6i1.3492. Disponível em: https://goodwoodpub.com/index.php/ahrmr/article/view/3492. Acesso em: 8 apr. 2026.