Mulyanti, K., Rusiyati, S. ., Sulastri, T. . and Harahab, J. . (2026) “Trust as the Gateway to Islamic Bank Adoption: Integrating Digital Religious Influence and Management Capability ”, Annals of Human Resource Management Research, 5(3), pp. 403–419. doi: 10.35912/ahrmr.v5i3.3816.