IRFANY, M. I. .; ULHAQQI, M. F. Y. . The effect of systematic and unsystematic determinants on loan (financing) to deposit ratio in Indonesian banking. Annals of Management and Organization Research, [S. l.], v. 5, n. 1, p. 61–72, 2023. DOI: 10.35912/amor.v5i1.1657. Disponível em: https://goodwoodpub.com/index.php/amor/article/view/1657. Acesso em: 5 aug. 2025.