Nwakoby, Peace Nkiru, Victoria Kenechukwu Anagwu, Blessing Obiageli Essell, and Augustine Ebuka Arachie. “Mobile Payment Systems for Small and Medium Enterprises in Rural Areas: A Business Performance Context”. Annals of Management and Organization Research 8, no. 1 (August 5, 2026): 107–124. Accessed August 6, 2026. https://goodwoodpub.com/index.php/amor/article/view/4201.