GUMBO, L.; MARGARET, M.; CHAGWESHA, M. Personal Financial Management Skills Of University Students and Their Financial Experiences During The Covid-19 Pandemic. International Journal of Financial, Accounting, and Management, [S. l.], v. 4, n. 2, p. 129–143, 2022. DOI: 10.35912/ijfam.v4i2.835. Disponível em: https://goodwoodpub.com/index.php/ijfam/article/view/835. Acesso em: 2 aug. 2025.