ETON, M.; OCAN, J.; AGEA, J. G.; OKELLO-OBURA, C.; MWOSI, F.; OGWEL, B. P. Financial Inclusion and Governance Challenges in Higher Education Compared, Perspectives from State Universities . Journal of Social, Humanity, and Education, [S. l.], v. 6, n. 2, p. 223–239, 2026. DOI: 10.35912/jshe.v6i2.3717. Disponível em: https://goodwoodpub.com/index.php/jshe/article/view/3717. Acesso em: 26 mar. 2026.