Eton M, Ocan J, Agea JG, Okello-Obura C, Mwosi F, Ogwel BP. Financial Inclusion and Governance Challenges in Higher Education Compared, Perspectives from State Universities . Journal of Social, Humanity, and Education [Internet]. 2026 Mar. 12 [cited 2026 Mar. 26];6(2):223-39. Available from: https://goodwoodpub.com/index.php/jshe/article/view/3717