https://goodwoodpub.com/index.php/sepp <p>Studies in Economy and Public Policy (SEPP) is an academic journal that publishes original research papers, reviews, and case studies related to various issues in economy and public policy. Studies in Economy and Public Policy welcomes submissions of well-written manuscripts to be double-blind-peer reviewed and published periodically. Furthermore, Studies in Economy and Public Policy (SEPP) is aimed at providing a media to disseminate theoretical and practical knowledge in economy and public policy through scientific publication. In addition, this journal is published by Goodwood Publishing.</p> en-US Studies in Economy and Public Policy <p>Authors who publish with this journal agree to the following terms:</p> <ol> <li class="show">Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a&nbsp;<a href="http://creativecommons.org/licenses/by-sa/4.0/" target="_blank" rel="noopener">Creative Commons Attribution License (CC BY-SA 4.0)</a>&nbsp;that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.</li> <li class="show">Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.</li> <li class="show">Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.</li> </ol> https://goodwoodpub.com/index.php/sepp/article/view/1067 <p><strong>Purpose:</strong> The basis of this opinion is that human resources, property rights and physical capital and other factors of production that are used effectively can encourage an increase in economic growth.</p> <p><strong>Research methodology:</strong> Panel data is the data used in this study with the best method, namely the Common Effect Model obtained from the Eviews 9.0 analysis tool.</p> <p><strong>Result</strong><strong>:</strong> Based on the calculation results show that the Right of Ownership (IPR), the ratio of labor, and foreign investment have a positive and significant effect on economic growth. That is, if the GPA increases by one percent, it will encourage economic growth in a better direction, ceteris paribus. Early Growth has a positive and significant effect on economic growth. This means that there is economic convergence as indicated by a positive initial growth value.</p> <p><strong>Limitations: </strong>The need to increase the time and number of cross-sections in the study so that it has a higher diversity of data.</p> <p><strong>Contribution: </strong>Increasing property rights in ASEAN must also strengthen property rights norms that apply in society to improve the country's economic performance.</p> Nairobi Nairobi Ambya Ambya Fadeli Yusuf Afif Dimas Dwi Pratikno Copyright (c) 2022 Nairobi Nairobi, Ambya Ambya, Fadeli Yusuf Afif, Dimas Dwi Pratikno https://creativecommons.org/licenses/by-sa/4.0 2022-06-27 2022-06-27 1 1 1 13 https://goodwoodpub.com/index.php/sepp/article/view/1781 <p><strong>Purpose:</strong> The aim of this study is to analyze the application of the prudence principle for finance companies in providing credit loans to shop marketplace consumers.</p> <p><strong>Research methodology:</strong> This study employs a normative empirical method using a descriptive analysis approach. Secondary data were acquired through meticulous literature review and subjected to qualitative analysis. Rigorous literature selection ensured data validity. The outcomes of the analysis served as the basis for accurate conclusions within the research.</p> <p><strong>Results:</strong> The findings and discussion of this study encompassed two pivotal dimensions. The first is the urgency to implement the prudence principle in extending credit loans within the Shopee marketplace. This includes the implications and practical implementation of the principles of financial transactions on the platform. Second, it identifies the challenges associated with applying prudence to credit loan provisions.</p> <p><strong>Limitations:</strong> Providing credit loans to shop marketplace consumers does not fully implement prudence. In practice, this principle emphasizes that Shopee requires in-depth analysis before providing credit loans to its consumers. Shopees should carry out a comprehensive analysis to provide credit loans, which includes character analysis, capability analysis, capital analysis, collateral analysis, and analysis of economic conditions, proactively to reduce the risks that may occur. during the process of granting credit and repayment.</p> <p><strong>Contribution: </strong>This study provides a comprehensive understanding of the prudence principle in the context of extending credit loans to consumers within the framework of the Shopee e-commerce platform.</p> Ananda Dwi Kartika Dewi Septiana Nenny Dwi Ariani Kasmawati Kasmawati Siti Nurhasanah Copyright (c) 2022 Ananda Dwi Kartika, Dewi Septiana, Nenny Dwi Ariani, Kasmawati Kasmawati, Siti Nurhasanah https://creativecommons.org/licenses/by-sa/4.0 2023-12-29 2023-12-29 1 1 27 38