The effect of service quality, utilisation of management information systems, and communication on participant satisfaction with trust as an intervening variable on Taspen pension participants in the Tanjungpinang City
Abstract:
Purpose: This study aimed to analyze the satisfaction of retired participants in Taspen in the Tanjungpinang city area.
Methodology: This study adopted a quantitative approach using a sample of 150 retired participants. Data were collected through questionnaires and analyzed using SPSS version 23 and SEM-PLS version 4 to test the measurement and structural models.
Results: Findings revealed that service quality and communication significantly affect trust, whereas the utilization of management information systems does not. In contrast, management information system utilization significantly affects satisfaction, whereas service quality and communication do not. Trust significantly affected satisfaction and mediated the relationship between service quality and satisfaction, but did not mediate the effects of system utilization and communication on satisfaction. The model explained 52.8% of the variance in trust and 48.9% of the variance in satisfaction.
Conclusions: Participant satisfaction was strongly influenced by trust, which bridged service quality and satisfaction. However, the role of management information systems and communication in driving satisfaction is more direct than that of trust.
Limitations: The study is limited to Taspen pension participants in Tanjungpinang City, which may reduce generalizability.
Contribution: This study contributes empirical evidence to the pension service management literature by highlighting the mediating role of trust and offering practical insights for improving service delivery, system utilization, and communication strategies.
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Adamu, I. G., Olayinka, A. A., & Usman, M. (2024). Factors influencing students' academic performance: Case of Mai Idris Alooma Polytechnic Geidam. Journal of Social, Humanity, and Education, 4(2), 141-152. doi:https://doi.org/10.35912/jshe.v4i2.1735
Afrin, S., Sehreen, F., Polas, M. R. H., & Sharin, R. (2020). Corporate Social Responsibility (CSR) practices of financial institution in Bangladesh: the case of United Commercial Bank. Journal of Sustainable Tourism and Entrepreneurship, 2(2), 69-82. doi:https://doi.org/10.35912/joste.v2i2.539
Alamsyah, I. E. (2022). Dana Stunting Capai Rp 44 Triliun, Kemenkeu Minta Program Transparan dan Merata.
Almagro, R. E., & Edig, M. M. (2024). Mathematics learning motivated by computer attitude and social media engagement. Journal of Social, Humanity, and Education, 4(2), 79-97.
Arikunto, S. (2012). Prosedur penelitian : suatu pendekatan praktik.
Baron, J. V., & Cruz, J. A. D. (2023). The spiral progression approach in teaching science: Its Volatilities, Uncertainties, Complexities, and Ambiguities (VUCA). Journal of Social, Humanity, and Education, 3(2), 89-103. doi:https://doi.org/10.35912/jshe.v3i2.1194
Budianto, R., Praptapa, A., Herwiyanti, E., Puji, P., Suyono, E., & Rusmana, O. (2023). Technological innovation in Small and Medium Enterprises: A bibliometric analysis. Journal of Sustainable Tourism and Entrepreneurship, 4(1), 55-69. doi:https://doi.org/10.35912/joste.v4i1.1707
Effendy, M. Y., Nurninawati, E., & Setiyawan, A. A. (2022). Design And Build A Web-Based Asset Management Information System at Pt Thamrin Telekomunikasi Network.
El Fallahi, F., Ibenrissoul, A., & Adil, E. (2022). Does innovation play a role in the relationship between corporate social and financial performance? A systematic literature review. International Journal of Financial, Accounting, and Management, 4(3), 315-334. doi:https://doi.org/10.35912/ijfam.v4i3.1146
Hair, J. F., Hult, G. T. M., Ringle, C. M., & Sarstedt, M. (2014). A Primer on Partial Least Squares Structural Equation Modeling.
Jalasi, A. B., & Ambad, S. N. A. (2020). Religiosity and Muslims' Intention to Visit Homestays: the Mediating Role of Attitude. Journal of Social, Humanity, and Education, 1(1), 53-65. doi:https://doi.org/10.35912/jshe.v1i1.359
Kasmir. (2018). Analisis laporan keuangan.
Kotler, P. (2012). Marketing management : analysis, planning, implementation, and control.
Kotler, P., & Keller, K. L. (2016). Marketing Management.
Kotlers, P. (2009). Marketing Management.
Kurniasih, D., & Elizabeth, E. (2021). Pengaruh Kualitas Pelayanan, Citra Merek dan Getok Tular terhadap Keputusan Pembelian Jasa. Reviu Akuntansi, Manajemen, dan Bisnis, 1(1), 1-8. doi:https://doi.org/10.35912/rambis.v1i1.400
Mabhanda, W. (2022). The role of green innovation in promoting sustainable economic development in Gweru, Zimbabwe. Journal of Sustainable Tourism and Entrepreneurship, 4(2), 87-103. doi:https://doi.org/10.35912/joste.v5i2.1871
Maharani, R. T., Yahya, Y., Putra, N. P., & Pramono, A. (2023). Effect of Supervision on Teacher Performance in PAUD Groups Playing Kasih Bunda, East Lampung. Journal of Multidisciplinary Academic and Practice Studies, 1(1), 99-112.
Mayer, R. C., Davis, J. H., & Schoorman, F. D. (1995). An integrative model of organizational trust. Academy of Management Review, 20(3), 709-734.
Mondal, M. S. A., Akter, N., Moni, S. J., & Polas, M. R. H. (2023). Financial and non-financial disclosures on sustainable development: The mediating role of environmental accounting disclosure practices. International Journal of Financial, Accounting, and Management, 5(3), 387-406. doi:https://doi.org/10.35912/ijfam.v5i3.1702
Ndoh, U. N., & Umbugadu, M. A. (2024). Multimedia instructional materials in teaching basic science concepts for students with hearing impairment. Journal of Social, Humanity, and Education, 4(3), 181-192. doi:https://doi.org/10.35912/jshe.v4i3.1623
Nurdiniawti, M. (2020). Penggunaan Media Flash Cards Untuk Meningkatkan Penguasaan Kosakata Bahasa Inggris Dan Bahasa Arab. AL-AF'IDAH: Jurnal Pendidikan Bahasa Arab dan Pengajarannya, 4(1), 35-50. doi:https://doi.org/10.52266/al-afidah.v4i1.496
Ohide, A. D. F., & Mbogo, R. W. (2017). Impact of working conditions on teacher’s job satisfaction and performance in the private primary schools in Yei Town, South Sudan. IRA International Journal of Education and Multidisciplinary Studies, 8(1), 122-129. doi:http://dx.doi.org/10.21013/jems.v8.n1.p12
Pahlephi, R. D. (2022). Sistem Informasi Manajemen: Pengertian, Fungsi, dan Ciri-cirinya.
Parasuraman, S. P., Zeithaml, V. A., & Berry, L. L. (1985). Model Konseptual Kualitas Layanan dan Implikasinya terhadap Penelitian Masa Depan (SERVQUAL).
Priansa, D. J. (2018). Perencanaan dan pengembangan SDM.
Rahman, G. M., & Shanjabin, S. (2022). The trilogy of job stress, motivation, and satisfaction of police officers: Empirical findings from Bangladesh. International Journal of Financial, Accounting, and Management, 4(1), 85-99. doi:10.35912/ijfam.v4i1.866
Rajabi, A., & Ghalehteimouri, K. J. (2022). Application of Meta-SWOT method for tourism development planning of Farsi Island of the Persian Gulf Region. J Sustain Tour Entrep, 4(2), 123-138. doi:https://doi.org/10.35912/joste.v4i2.1935
Sahatatua, R., Setiady, T., Tinambunan, W. D., Suherman, A. M., Astawa, I. K., & Ansari, T. S. (2024). Comparative analysis of e-commerce arbitration in business dispute resolution in Indonesia And China. Journal of Multidisciplinary Academic and Practice Studies, 2(3), 437-440.
Sarker, B. K., Gain, N., Saha, S. K., Mondal, N. B., & Ifte, I. (2024). A quantitative research of learning habits of secondary school students: An observational study in Dhaka Division. Journal of Social, Humanity, and Education, 4(2), 117-127.
Scott, G. M. (1997). Prinsip-prinsip sistem informasi manajemen.
Shrestha, N. (2021). Factor analysis as a tool for survey analysis. American journal of Applied Mathematics and statistics, 9(1), 4-11. doi:https://DOI:10.12691/ajams-9-1-2
Siahaan, M., Jasa, C. H., Anderson, K., Rosiana, M. V., Lim, S., & Yudianto, W. (2020). Penerapan Artificial Intelligence (AI) Terhadap Seorang Penyandang Disabilitas Tunanetra. Journal of Information System and Technology (JOINT), 1(2), 186-193.
Sirojudin, M. T., Welsa, H., & Ningrum, N. K. (2023). Pengaruh Kualitas Layanan Dan Nilai Yang Dirasakan Peserta Terhadap Kepuasan Peserta Dengan Kepercayaan Sebagai Variabel Mediasi Pada Pt Taspen (Persero) Kantor Cabang Yogyakarta.
Suherna, S., & Nasiatin, T. (2024). Relationship between Customer Management Micro, Small and Medium Enterprises (MSMEs) and Marketing Performance in Banten. Journal of Sustainable Tourism and Entrepreneurship, 5(1), 45-56. doi:https://doi.org/10.35912/joste.v5i1.2005
Sutadji. (2016). Perencanaan dan Pengembangan Sumber Daya Manusia.
Tamindael, M., & Ruslim, T. S. (2021). Pengaruh komunikasi dan citra merek terhadap loyalitas merek dengan kepercayaan sebagai mediasi. Jurnal Manajerial dan Kewirausahaan, 3(1), 236-244. doi:https://doi.org/10.24912/jmk.v3i1.11317
Thalib, M. A., Kumadji, D., Edis, E., & Saikim, F. S. (2023). Refleksi Nilai Huyula di balik Praktik Akuntansi oleh Pengusaha Depot Air Minum. Goodwood Akuntansi dan Auditing Reviu, 2(1), 49-59. doi:https://doi.org/10.35912/gaar.v2i1.2620
Tjiptono, F. (2005). Prinsip-prinsip total quality service.
White, G. (1984). Developmental states and socialist industrialisation in the Third World. The Journal of Development Studies, 21(1), 97-120. doi:https://doi.org/10.1080/00220388408421932
Yahaya, A. M., Salahudeen, H., & Zubairu, D. (2021). Building a resilient infrastructure: challenges of rural transportation in Soba Local Government Area, Kaduna State, Nigeria. Journal of Governance and Accountability Studies (JGAS), 1(1), 69-82. doi:https://doi.org/10.35912/jgas.v1i1.370
- Adamu, I. G., Olayinka, A. A., & Usman, M. (2024). Factors influencing students' academic performance: Case of Mai Idris Alooma Polytechnic Geidam. Journal of Social, Humanity, and Education, 4(2), 141-152. doi:https://doi.org/10.35912/jshe.v4i2.1735
- Afrin, S., Sehreen, F., Polas, M. R. H., & Sharin, R. (2020). Corporate Social Responsibility (CSR) practices of financial institution in Bangladesh: the case of United Commercial Bank. Journal of Sustainable Tourism and Entrepreneurship, 2(2), 69-82. doi:https://doi.org/10.35912/joste.v2i2.539
- Alamsyah, I. E. (2022). Dana Stunting Capai Rp 44 Triliun, Kemenkeu Minta Program Transparan dan Merata.
- Almagro, R. E., & Edig, M. M. (2024). Mathematics learning motivated by computer attitude and social media engagement. Journal of Social, Humanity, and Education, 4(2), 79-97.
- Arikunto, S. (2012). Prosedur penelitian : suatu pendekatan praktik.
- Baron, J. V., & Cruz, J. A. D. (2023). The spiral progression approach in teaching science: Its Volatilities, Uncertainties, Complexities, and Ambiguities (VUCA). Journal of Social, Humanity, and Education, 3(2), 89-103. doi:https://doi.org/10.35912/jshe.v3i2.1194
- Budianto, R., Praptapa, A., Herwiyanti, E., Puji, P., Suyono, E., & Rusmana, O. (2023). Technological innovation in Small and Medium Enterprises: A bibliometric analysis. Journal of Sustainable Tourism and Entrepreneurship, 4(1), 55-69. doi:https://doi.org/10.35912/joste.v4i1.1707
- Effendy, M. Y., Nurninawati, E., & Setiyawan, A. A. (2022). Design And Build A Web-Based Asset Management Information System at Pt Thamrin Telekomunikasi Network.
- El Fallahi, F., Ibenrissoul, A., & Adil, E. (2022). Does innovation play a role in the relationship between corporate social and financial performance? A systematic literature review. International Journal of Financial, Accounting, and Management, 4(3), 315-334. doi:https://doi.org/10.35912/ijfam.v4i3.1146
- Hair, J. F., Hult, G. T. M., Ringle, C. M., & Sarstedt, M. (2014). A Primer on Partial Least Squares Structural Equation Modeling.
- Jalasi, A. B., & Ambad, S. N. A. (2020). Religiosity and Muslims' Intention to Visit Homestays: the Mediating Role of Attitude. Journal of Social, Humanity, and Education, 1(1), 53-65. doi:https://doi.org/10.35912/jshe.v1i1.359
- Kasmir. (2018). Analisis laporan keuangan.
- Kotler, P. (2012). Marketing management : analysis, planning, implementation, and control.
- Kotler, P., & Keller, K. L. (2016). Marketing Management.
- Kotlers, P. (2009). Marketing Management.
- Kurniasih, D., & Elizabeth, E. (2021). Pengaruh Kualitas Pelayanan, Citra Merek dan Getok Tular terhadap Keputusan Pembelian Jasa. Reviu Akuntansi, Manajemen, dan Bisnis, 1(1), 1-8. doi:https://doi.org/10.35912/rambis.v1i1.400
- Mabhanda, W. (2022). The role of green innovation in promoting sustainable economic development in Gweru, Zimbabwe. Journal of Sustainable Tourism and Entrepreneurship, 4(2), 87-103. doi:https://doi.org/10.35912/joste.v5i2.1871
- Maharani, R. T., Yahya, Y., Putra, N. P., & Pramono, A. (2023). Effect of Supervision on Teacher Performance in PAUD Groups Playing Kasih Bunda, East Lampung. Journal of Multidisciplinary Academic and Practice Studies, 1(1), 99-112.
- Mayer, R. C., Davis, J. H., & Schoorman, F. D. (1995). An integrative model of organizational trust. Academy of Management Review, 20(3), 709-734.
- Mondal, M. S. A., Akter, N., Moni, S. J., & Polas, M. R. H. (2023). Financial and non-financial disclosures on sustainable development: The mediating role of environmental accounting disclosure practices. International Journal of Financial, Accounting, and Management, 5(3), 387-406. doi:https://doi.org/10.35912/ijfam.v5i3.1702
- Ndoh, U. N., & Umbugadu, M. A. (2024). Multimedia instructional materials in teaching basic science concepts for students with hearing impairment. Journal of Social, Humanity, and Education, 4(3), 181-192. doi:https://doi.org/10.35912/jshe.v4i3.1623
- Nurdiniawti, M. (2020). Penggunaan Media Flash Cards Untuk Meningkatkan Penguasaan Kosakata Bahasa Inggris Dan Bahasa Arab. AL-AF'IDAH: Jurnal Pendidikan Bahasa Arab dan Pengajarannya, 4(1), 35-50. doi:https://doi.org/10.52266/al-afidah.v4i1.496
- Ohide, A. D. F., & Mbogo, R. W. (2017). Impact of working conditions on teacher’s job satisfaction and performance in the private primary schools in Yei Town, South Sudan. IRA International Journal of Education and Multidisciplinary Studies, 8(1), 122-129. doi:http://dx.doi.org/10.21013/jems.v8.n1.p12
- Pahlephi, R. D. (2022). Sistem Informasi Manajemen: Pengertian, Fungsi, dan Ciri-cirinya.
- Parasuraman, S. P., Zeithaml, V. A., & Berry, L. L. (1985). Model Konseptual Kualitas Layanan dan Implikasinya terhadap Penelitian Masa Depan (SERVQUAL).
- Priansa, D. J. (2018). Perencanaan dan pengembangan SDM.
- Rahman, G. M., & Shanjabin, S. (2022). The trilogy of job stress, motivation, and satisfaction of police officers: Empirical findings from Bangladesh. International Journal of Financial, Accounting, and Management, 4(1), 85-99. doi:10.35912/ijfam.v4i1.866
- Rajabi, A., & Ghalehteimouri, K. J. (2022). Application of Meta-SWOT method for tourism development planning of Farsi Island of the Persian Gulf Region. J Sustain Tour Entrep, 4(2), 123-138. doi:https://doi.org/10.35912/joste.v4i2.1935
- Sahatatua, R., Setiady, T., Tinambunan, W. D., Suherman, A. M., Astawa, I. K., & Ansari, T. S. (2024). Comparative analysis of e-commerce arbitration in business dispute resolution in Indonesia And China. Journal of Multidisciplinary Academic and Practice Studies, 2(3), 437-440.
- Sarker, B. K., Gain, N., Saha, S. K., Mondal, N. B., & Ifte, I. (2024). A quantitative research of learning habits of secondary school students: An observational study in Dhaka Division. Journal of Social, Humanity, and Education, 4(2), 117-127.
- Scott, G. M. (1997). Prinsip-prinsip sistem informasi manajemen.
- Shrestha, N. (2021). Factor analysis as a tool for survey analysis. American journal of Applied Mathematics and statistics, 9(1), 4-11. doi:https://DOI:10.12691/ajams-9-1-2
- Siahaan, M., Jasa, C. H., Anderson, K., Rosiana, M. V., Lim, S., & Yudianto, W. (2020). Penerapan Artificial Intelligence (AI) Terhadap Seorang Penyandang Disabilitas Tunanetra. Journal of Information System and Technology (JOINT), 1(2), 186-193.
- Sirojudin, M. T., Welsa, H., & Ningrum, N. K. (2023). Pengaruh Kualitas Layanan Dan Nilai Yang Dirasakan Peserta Terhadap Kepuasan Peserta Dengan Kepercayaan Sebagai Variabel Mediasi Pada Pt Taspen (Persero) Kantor Cabang Yogyakarta.
- Suherna, S., & Nasiatin, T. (2024). Relationship between Customer Management Micro, Small and Medium Enterprises (MSMEs) and Marketing Performance in Banten. Journal of Sustainable Tourism and Entrepreneurship, 5(1), 45-56. doi:https://doi.org/10.35912/joste.v5i1.2005
- Sutadji. (2016). Perencanaan dan Pengembangan Sumber Daya Manusia.
- Tamindael, M., & Ruslim, T. S. (2021). Pengaruh komunikasi dan citra merek terhadap loyalitas merek dengan kepercayaan sebagai mediasi. Jurnal Manajerial dan Kewirausahaan, 3(1), 236-244. doi:https://doi.org/10.24912/jmk.v3i1.11317
- Thalib, M. A., Kumadji, D., Edis, E., & Saikim, F. S. (2023). Refleksi Nilai Huyula di balik Praktik Akuntansi oleh Pengusaha Depot Air Minum. Goodwood Akuntansi dan Auditing Reviu, 2(1), 49-59. doi:https://doi.org/10.35912/gaar.v2i1.2620
- Tjiptono, F. (2005). Prinsip-prinsip total quality service.
- White, G. (1984). Developmental states and socialist industrialisation in the Third World. The Journal of Development Studies, 21(1), 97-120. doi:https://doi.org/10.1080/00220388408421932
- Yahaya, A. M., Salahudeen, H., & Zubairu, D. (2021). Building a resilient infrastructure: challenges of rural transportation in Soba Local Government Area, Kaduna State, Nigeria. Journal of Governance and Accountability Studies (JGAS), 1(1), 69-82. doi:https://doi.org/10.35912/jgas.v1i1.370