Purpose: Mobile finance services have grown in Bangladesh, reaching a large population without access to traditional banks. This research investigates how mobile banking affects Bangladesh's economy. The paper analyzes mobile financial services in the nation and identifies growth prospects. Furthermore, the study will examine the potential impact of mobile financial services on improving the quality of life for low-income persons and their role in combating poverty. Methodology/approach: In order to gather data on the adoption and utilization of mobile financial services in Bangladesh, the research will integrate primary and secondary sources, such as surveys, interviews, and case studies. The study will also examine the socioeconomic and demographic factors influencing the country's adoption of mobile financial services. Results/findings: The study also analyzed mobile financial services' economic benefits and potential drawbacks. The study will focus on the potential impact of mobile finance services on enhancing financial inclusion, expanding access to credit, and promoting economic growth in Bangladesh. The thesis will examine the potential impact of mobile financial services on enhancing financial literacy among the population and boosting the nation's GDP. Limitations:  Bangladesh's Information and Communication (ICT) strategy highlights the government's digital initiatives and policy goals as weak regarding digital inclusion. Consequently, the extent to which digital services and financial technology (fintech) will provide financial inclusion in rural Bangladesh remains uncertain. To achieve financial inclusion in the digital economy through digital services, rural populations must have access to digital equipment and supportive social contexts. Contribution: The research will investigate Bangladesh's mobile banking regulatory system and suggest improvements to protect consumers. It will also examine mobile financial service providers' problems and opportunities, as well as solutions. This article seeks to study mobile banking services in Bangladesh and find development opportunities. The findings will inform policymakers, financial institutions, and service providers in Bangladesh and other developing nations where mobile banking proliferates.   Keywords: Cashless, Mobile Banking, Mobile Financing

Purpose: This study investigated the effects of physical ergonomic factors on the performance of lecturers in public Universities in Anambra State, Nigeria. Research Methodology: This study adopted a descriptive survey design. The population of the study was 200; 187 questionnaires were returned and used in the analysis, and the census method was adopted. The source of the data was a questionnaire, which was tested for reliability using the split-half technique, and the value obtained was .998. Correlation analysis was carried out, and the hypothesis was tested at a 5% level of significance. Results: The findings indicated that there is a positive correlation between ergonomic factors and the performance of academics in the universities under study, and it was established that the coefficient level between ergonomic factors and the performance of academics is very high, and that the correlation coefficient is significant at the 0.01 levels (.000<0.01). Therefore, the null hypothesis was rejected and alternately accepted, which states that there is a significant relationship between physical ergonomic factors and the performance of academics in public Universities in Anambra State, Nigeria. Limitations: The narrowing of the scope of the study to only public Universities in Anambra State limits the generalizability of the study.   Contribution: The Nigerian government will, by this study, know how to properly apply the physical ergonomic factors and its principles strictly adhered to, which will help reduce stress and work-related hazards in the workplace, leading to increased efficiency and stellar performance of public universities.

Purpose: In the past, companies placed significant emphasis on Earnings Per Share (EPS) financial performance, while Environment Social Governance (ESG) is now used to assess a company's comprehensive performance in the areas of environment, social responsibility, and corporate governance. Research Methodology: This study employs qualitative research through in-depth interviews and utilizes the SWOT analysis method. This study aims to conduct an in-depth investigation into Taiwan Asia Cement's future carbon management strategy, anticipating and positioning itself to turn the crisis into an opportunity, ultimately becoming a major winner in the era of climate change and a low-carbon economy. Results: The primary objectives are to understand the innovative process of promoting low-carbon cement manufacturing by Taiwan Asia Cement and to investigate consumers' willingness to use this cement. The study reveals that Asia Cement has established a low-carbon cement promotion team, actively collaborating with consumers to increase the adoption of low-carbon cement, resulting in a stable market growth rate. Limitations: The marketing strategies in this study are more useful for the cement industry only and are not applicable to competitive marketing strategies in other industries. Contribution:  Additionally, interviews uncover that consumers using low-carbon cement are mainly located in eastern Taiwan. Many consumers in this region have not heard of or used low-carbon cement, indicating significant marketing opportunities. Novelty: In an environment where the world is emphasizing ESG, it is important to enhance the corporate image of the cement industry through process innovation to contribute to environmental issues.