Purpose: The purpose of this study is to determine the contribution of Generation Z to sustainable development in Indonesia, which is based on intellectual intelligence. Research Methodology: The method used in this study was a descriptive quantitative method that distributes questionnaires. The target of the questionnaire was Generation Z in the Pasuruan district area, which was carried out using random sampling so that as many as 214 respondents were obtained. This study also used the WarpPLS version 22. Results: The results of this study show that Generation Z, who are intelligent and environmentally conscious, can be the main driver in achieving sustainable development goals in Indonesia. The existence of those who are active and concerned about environmental issues helps create a society that is more aware of the importance of protecting and preserving the environment for future generations. Conclusions: It can be concluded that with a deep understanding of environmental ethics, Generation Z can influence various aspects of life, including education, business, and public policy. Limitations: This research is limited to the 2023 research year is limited to the independent variable Environmental Ethic, the dependent variable Sustainable Development and to the mediating variable Intellectual Intelligence, the respondent is Gen Z in the Pasuruan regency area.. Contribution:  This study examines the role of Gen Z in realizing sustainable development from the perspective of intellectual intelligence. The study also identified the phenomenon of generation z unemployment in the last two years, which can slow down the sustainability of development in Indonesia by weakening purchasing power, so that the economic growth rate will decline. Novelty: This study uses environmental ethics as a variable. This study explored the variables of sustainable development, intellectual intelligence, and environmental ethics in generation z. The use of this environmental ethics variable can provide new information about individual awareness and the role of generation z in sustainable development.

Purpose: This research focused on investigating alternative financing instruments for SMEs in the province. This is in view of the fact debt financing has failed to support anticipated growth in the sector as a result of the associated costs. Research Methodology: A case study research design was used for the Mashonaland Central Province. The province's eight (Aziz & Abbas) districts—Bindura, Guruve, Mazowe, Mbire, Mt. Darwin, Muzarabani (Centenary), Rushinga, and Shamva—make up the research population for this study. Since financing is at the core of their viability issues, the study sample, which consists of the province's SMEs, was selected to learn more about how they operate and how they can finance their operations in a sustainable way. 2021 secondary data gathered from these districts were used in the study. This is a secondary study in which Excel-based methods were used to analyze data from the target population. Results: Data analysis shows that unemployed people are absorbed in three sectors: SMEs, vendors, and cooperatives. Overall, SMEs account for 30%, Vending 61%, and Cooperatives 9% of employment. It can also be noted that approximately 80% of SMEs in the province are generally engaged in transport, retail trading, flea markets, and home industries. Conclusions: Adopting asset-based lending and factoring models offers a viable alternative to traditional debt financing for SMEs in Mashonaland Province, supporting sustainable and inclusive economic growth while addressing the sector's need for stable working capital. Limitations: The study is limited to Mashonaland Central province; hence, the results may not be applicable in locations with different environments. Contribution:  The study concludes that the SMEs sector in the province is a low-risk and low-return enterprise run on a subsistence basis aimed at maintaining an adequate working capital base. Based on these observations, the study recommends that an asset-based lending model or a factoring model be adopted. These financing models are sound enough to support sustainable and inclusive economic growth based on circular economic principles. This is a clear break from the debt financing model, which has presented a number of challenges over the years. To this end, there is a need for the government and other stakeholders to develop educational campaigns that ensure that SMEs appreciate the operations and importance of these new concepts in business financing so that there is inclusive adoption.

Purpose: This study aimed to test the relationship between energy consumption, energy prices, and economic growth in Nigeria by examining the coefficients of various variables in a regression analysis. Research Methodology: This study uses regression analysis to assess the relationship between energy-related variables and economic growth in Nigeria, focusing on factors such as gas consumption, crude oil prices, fuel prices, and coal consumption. Results: The results indicate that certain energy-related variables, such as gas consumption, crude oil prices, and coal consumption, have significant impacts on economic growth in Nigeria. The coefficients of these variables show both positive and negative relationships with GDP growth rates. Conclusions: Energy consumption is a key driver of Nigeria’s economic growth, with short-run demand driven by GDP and long-run growth sustained by increased energy use, highlighting the critical need for stable energy policies and infrastructure development. Limitations: One limitation of this study is the potential for omitted variable bias or unobserved factors that could influence the results. Contribution:  This study contributes to the understanding of how energy consumption and fuel prices affect economic growth in Nigeria, providing insights for policymakers, researchers, and stakeholders in the energy sector. Novelty: The novelty of this study lies in its detailed analysis of the specific effects of energy-related variables on economic growth in Nigeria, highlighting the importance of energy policies and consumption patterns in driving economic performance. This study also contributes to the literature on how energy costs affect Nigeria's energy use and economic growth.

Purpose: The increasingly tight competition among cooperative business employees continues to improve their performance. Employee performance can be improved, one of which is by ensuring a comfortable physical work environment. This study was conducted to determine the influence of the physical work environment and the most dominant variables influencing the performance of employees of the Dana Usaha Cooperative in Denpasar. Research Methodology: This study was conducted at the Sedana Usaha Cooperative. Data collection was carried out through observation data collection techniques, in-depth interviews, and documentation. The study population consisted of 90 employees. The data analysis technique used was the saturated sampling technique or census, which is used if the entire population is used as respondents with the provision that the population is not enough from 100 people. Results: The physical work environment has a positive, significant effect simultaneously and partially on employee performance and has a dominant effect on employee performance at the Dana Usaha Cooperative in Denpasar. Conclusions: Physical Work Environment on Employee Performance has a positive and significant effect simultaneously, a positive and significant effect partially, and a dominant effect on Employee Performance. Limitations: Physical work environment in the form of lighting, air circulation, noise, cleanliness, and work facilities on employee performance measured through a validated questionnaire. Contribution:  The results of this study can provide input to leaders to evaluate and implement a good physical work environment so that employee productivity remains good and increases.